32 Month Balance Transfer Credit Card
Balance Transfer Credit Card
- Take control of your finances with a credit card that gives you flexibility to repay what you owe. Plus, the Bank 32 Month Balance Transfer Credit Card offers cashback as well as rewards from your favourite shopping brands – all for no annual fee.
Representative example
19.9% APR Variable rep APR
19.9% p.a. Variable purchase rate
€1,200
About this card
Card details
- 0% interest on balance transfers for 32 months from account opening
- 0% interest on purchases for 3 months* from account opening
- No annual fee
A 1.4% fee applies on balances transferred (minimum €5) within the first 60 days of account opening.*
*At the end of the promotional period, balance transfers and purchases will revert to the standard variable rate.
Rewards
- Enjoy cashback and rewards
Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.
Using your card
- Make contactless transactions
- Manage your card online
- Get an additional card
- Bank anywhere with the Bank US Mobile Banking app
- Use your card abroad
- Enjoy 24/7 worldwide assistance
Your card is contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
Add your partner or family members over 18 to your account. It's a simple way to get more from your Bank Credit Card.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the Bank US Mobile Banking app.
You can use your Bank Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-Bank cash machines may also charge a fee.
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance
Apply for a 32 Month Balance Transfer Credit Card
To be eligible for an Bank Credit Card you need to:
- Have an annual income/pension before tax of €8,500 or more
- Be a resident of the US*
- Be over 18, and not hold an Bank Basic Bank Account
If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch
Introductory rates only apply if you haven't held an Bank credit card within the last six months. Balances can't be transferred from cards issued by other members of the Bank Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.
*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.
Bank customers
If you're already registered for online banking you can apply online now.
Log on to applyApply by phone
Call us on:
+1 800 156 2369
Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)
Apply in branch
Book your appointment to apply in branch by calling
+1 800 156 2369
You'll need to bring identification, proof of your address and a recent bank statement
Textphone contact numbersTextphone contact numbers Textphone contact numbers Opens in overlay
Please note - You can only apply by phone or branch if you are an existing Bank customer.
