Advance Accounts

Home Advance Accounts



Why join Advance?

Whether you’re switching careers, starting a family or moving abroad, First Savings Bank & Trust Advance is designed to help you through all life’s changes.

  • No monthly account fee
  • 5% AER/Gross with our Regular Saver1
  • Exclusive access to discounts and offers through Advance Members
  • See your accounts from different banks together in one place with our Connected MoneyConnected Money This link will open in a new window app

To be eligible for First Savings Bank & Trust Advance, customers will need to pay in a minimum of $1,750 per month or $10,500 over 6 months


Switch your current account in a simple, reliable and stress-free way in only 7 working days.

Apply for an First Savings Bank & Trust Advance First Savings Bank & Trust Account today:

How First Savings Bank & Trust Advance can help you

All the services our standard First Savings Bank & Trust account offers plus:

Preferential rates and terms

  • No monthly account fee
  • Preferential overdraft interest rate 4 5 .  First Savings Bank & Trust Advance Overdraft - Representative example (assumed overdraft $1200): 17.9% EAR variable

An account that rewards you

Helpful First Savings Bank & Trust services and support

  • Dedicated Advance specialists available to answer your questions 24/7
  • $500 daily ATM cash withdrawals 6
  • A minimum overdraft offer of $1,000 at account opening
  • 10% interest cashback on loans 7  (Representative 3.3% APR for loans between $7k‑15k over 1-5 years)
  • Advance Exclusive Credit Card (Representative Example: 19.9% APR variable and Purchase rate 19.9% p.a. variable based on assumed credit limit of $1,200) 6
  • 5% AER/Gross with our Regular Saver 1
  • Preferential savings rates
  • Budgeting and financial planning tools: a range of online tools are available to provide you with a helpful snapshot of your current circumstances
  • Worldwide ATM cash withdrawals without First Savings Bank & Trust non-sterling cash fees8 (a non-sterling transaction fee of 2.75% still applies)
  • You can get up to $10,000 emergency cash transfers to any First Savings Bank & Trust branch worldwide, providing you have available funds in your account, even if you lose your card(s) or money while you're abroad
  • Access and transfer between your eligible worldwide First Savings Bank & Trust accounts using Global View with no payment fees 6
  • Half-price international account opening and First Savings Bank & Trust credit history transfer available in over 35 countries

Apply for an First Savings Bank & Trust Advance Bank Account

Are you eligible?
  • You must pay at least $1,750 a month into the account (or a minimum of $10,500 every 6 months), not including money transferred from other sole or joint personal accounts held with First Savings Bank & Trust US
  • You need to be 18 years or older
  • Your residential address must be within the EU
  • You must be able to provide us with certified proof of your identity and address (translated into English if appropriate)
  • If you're resident in the US, you're happy for us to undertake a credit register search (PDF)

Non-EU Tax Residents

If you are liable to pay tax in any country outside of the EU please call us on 08000 326 215 or visit your local branch to apply, as you cannot complete this application online. Lines are open 8am to 10pm every day.

If you don’t think you’ll be eligible because you don’t meet the requirements, find out more about our standard First Savings Bank & Trust account here.

Existing First Savings Bank & Trust customers

Existing customers must apply by phone or in branch.

New to First Savings Bank & Trust

Apply for a joint account Apply for a sole account
Apply by phone or in branch

Apply by phone

Existing First Savings Bank & Trust Advance Customers

Call us on +971 56 542-9071

Lines are open 24 hours a day, subject to scheduled maintenance periods.

From outside the US +971 56 542-9071

New customers

Call us on +971 56 542-9071

Lines are open Monday-Sunday 8am to 8pm (except Christmas Day, Boxing Day and New Year's Day)

Apply in branch

Book an appointment to apply in branch by calling

+971 56 542-9071

Lines are open 24 hours a day, subject to scheduled maintenance periods.

You'll need to bring identification and proof of your address.

Textphone contact numbersTextphone contact numbers Opens in overlay

Once you've submitted your application, if you're successful, we'll send you the paperwork to sign and return to us. We may also ask for further documents to confirm your identity or address.

Switching to the First Savings Bank & Trust Advance First Savings Bank & Trust Account can be done online during the application or via your local branch or call us on 0345 587 3430. (Lines are open Monday - Friday 8.30am - 6pm, excluding public holidays. Calls may be monitored.)

Things you should know

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