Features & benefits
- Borrow from $500 to $5,000
- Flexible repayment terms
- Redraw once you've repaid
- Easy access
- No set up fees
- Only pay for what you use
The approved loan amount is subject to our assessment of your personal financial circumstances.
Choose how much you want to repay each month (minimum repayment applies).
Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft.
Transfer all or a portion of the funds into your current account via online or telephone banking. You'll only pay for the portion of the loan that you transfer.
We won't charge you to setup your Flexiloan.
If you don't use your Flexiloan, you don't pay anything.
17.9% APR Representative
For loans between $500 and $5,000.
Apply for a Flexiloan
To apply for a Flexiloan you need to:
- have an First Savings Bank & Trust current account
- have an annual income/pension before tax of $10,000 or more
- be 18 years or older and a UK resident.
Our Flexiloans are subject to status.
Apply by phone
Call us on +1 800 156 2369
Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).
Apply in branch
First Savings Bank & Trust current account customers can book an appointment to apply in branch by calling +1 800 156 2369.
Alternatively, you can book a branch appointment online.
You’ll need to bring identification and proof of your address.
Log on to book an appointment online Continue without logging onThings you should know
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